What the Bank of Zambia Policy Rate Means for Your Loan
The policy rate is 13.25% but the average lending rate is near 28%. Why the gap exists, what actually moves your repayment, and the three questions to ask your bank.
Tuesday, 28 July 2026 · Lusaka, Zambia
ZMW / USD18.7006• 0.00%ZMW / CNY2.7604▼ 0.00%GDP Growth (World Bank)3.8%▼ -0.1Real GDP Growth Forecast (IMF)4.3%▲ +0.5ZMW / USD18.7006• 0.00%ZMW / CNY2.7604▼ 0.00%GDP Growth (World Bank)3.8%▼ -0.1Real GDP Growth Forecast (IMF)4.3%▲ +0.5