The SME Credit Gap: Why Zambian Small Businesses Still Can’t Borrow Affordably
Zambia's policy rate is 14%, but SMEs typically pay 30% or more to borrow. What drives the gap, and what it means for business formation and growth.
Wednesday, 12 August 2026 · Lusaka, Zambia
ZMW / USD18.7190• 0.00%ZMW / CNY2.7696▲ +0.00%GDP Growth (World Bank)3.8%▼ -0.1Review dateReal GDP Growth Forecast (IMF)4.3%▲ +0.5ZMW / USD18.7190• 0.00%ZMW / CNY2.7696▲ +0.00%GDP Growth (World Bank)3.8%▼ -0.1Review dateReal GDP Growth Forecast (IMF)4.3%▲ +0.5