What the Bank of Zambia Policy Rate Means for Your Loan
The policy rate is 13.25% but the average lending rate is near 28%. Why the gap exists, what actually moves your repayment, and the three questions to ask your bank.
The policy rate is 13.25% but the average lending rate is near 28%. Why the gap exists, what actually moves your repayment, and the three questions to ask your bank.
Inflation, the kwacha, copper, interest rates, power and public debt - a plain-English guide to the numbers shaping Zambia in 2026 and what each one means for business.